Every retirement journey starts with a single step.
You don't need to move your money. You don't need to make a big commitment. You simply need clarity. Start with a $17 assessment, go deeper on the question that worries you most, or sit down with me directly. Learn at your own pace, without pressure.
The Plant the Flag™ Retirement Assessment
The smartest $17 you may ever spend on your retirement.
The Plant the Flag™ Retirement Assessment
If you've ever wondered whether you're taking more risk than you should, what happens if the market drops before you retire, whether taxes could reduce more of your income than you realize, or if there's a better way to protect what you've built, this assessment was created for you. In about 10 minutes you'll receive a personalized retirement snapshot, not a generic calculator result.
- Whether you're carrying more market risk than you realize
- Opportunities to better protect retirement assets
- Potential tax concerns that could affect future income
- Legacy planning considerations for your family
- A snapshot you can review with your spouse or bring to a Strategy Session
Best for: people who want a quick, affordable way to understand their retirement picture before making any major decision.
Get the Assessment →The Legacy & Inheritance Deep-Dive
See exactly what your spouse and children would inherit today, and where the gaps are.
The Legacy & Inheritance Deep-Dive
If the Family Inheritance Map hit a nerve, this is the next step. It goes well beyond the one-page map, showing you in plain English what your family would actually inherit today, and where the common gaps hide. Many people discover that a typical pension can cut a surviving spouse down to a fraction and leave the kids nothing, and that a better structure exists.
- What your spouse and children would actually receive today
- Why a typical pension election can shrink a survivor's income so sharply
- The inheritance gaps most families never see coming
- Why a better structure exists, explained without jargon
What it won't do is tell you which fix is right for your family. That plan gets built together, in a complimentary Strategy Session.
Best for: people with real retirement savings who aren't ready to make a move yet, but worry about what their family would keep. Guarantee: 30 days, no questions asked. Educational illustration only, not estate-planning advice.
Get the Legacy Deep-Dive →The Retirement Tax Deep-Dive
Understand where retirement taxes hit, and the levers that exist.
The Retirement Tax Deep-Dive
Many people sense their tax bill is going to jump in retirement, but can't see where or why. This deep-dive shows you where retirement taxes actually show up, especially once Required Minimum Distributions begin at age 73, and walks through the general strategies people use to keep more of what they've saved.
- Where taxes show up in your retirement income
- What happens when Required Minimum Distributions start at 73
- The general strategies people use to reduce lifetime retirement taxes
- The questions to ask before making any tax move
Which levers apply to you, and in what order, is a conversation for a Strategy Session. Here you'll learn the shape of the problem, and that solutions exist.
Best for: people with $250,000+ saved who aren't ready yet and are focused on taxes. Guarantee: 30 days. Tax-strategy education only, not tax advice; nothing is prepared or filed.
Get the Tax Deep-Dive →The Retirement Transition Blueprint
Understanding your strategy shouldn't depend on whether you schedule a meeting.
The Retirement Transition Blueprint
A self-paced program that walks you through the retirement transition process step by step, using the same educational philosophy I use with my private clients. For the person who wants to fully understand how retirement protection strategies work before deciding whether they're appropriate. The big win for most people: realizing it's far less work and risk than they assumed.
- Why retirement planning changes during the final years before retirement
- How protecting a portion of assets may reduce future risk
- How retirement income strategies work
- Tax considerations many retirees overlook
- How different retirement protection options compare
- What a rollover actually involves, and what to expect on timing and fees
Includes: self-paced online training, downloadable worksheets, retirement planning resources, and lifetime access. 30-Day Satisfaction Guarantee. Best for: people who prefer to thoroughly educate themselves before deciding.
Get the Blueprint →Retirement Strategy Session
Complimentary. No pitch, no obligation, no sales presentation disguised as education.
A Strategy Session
Once you've completed the Assessment, or gone deeper with one of the programs above, and you've decided you want personalized guidance, this is what the Strategy Session is for. We'll review your retirement picture together and discuss what matters most to your plan.
- Your retirement income goals
- Social Security timing considerations
- Market risk and tax efficiency
- Retirement income strategies
- Legacy planning priorities
If I believe a strategy could improve your retirement plan, I'll explain why. If I don't, I'll tell you that too. My goal isn't to sell you a product, it's to help you make an informed decision.
Best for: individuals who want personalized guidance based on their specific financial situation.
Schedule My Strategy Session →Standalone systems from the Plant the Flag System
Complete, self-serve programs for specific decisions, beyond the core retirement ladder.
The Social Security Maximizer System
Claiming age is the biggest irreversible money decision most retirees make, and most people make it blind. See what claiming at 62 vs 67 vs 70 really means with your real numbers: lifetime break-even maps, spousal and survivor benefit strategies (the most-missed money), a filing-day walkthrough, and the 7 claiming mistakes that permanently cut checks. How the claiming choice fits your full tax and income picture is a conversation for a Strategy Session.
Best for: anyone approaching, or planning ahead for, the claiming-age decision. Guarantee: if the analysis doesn't reveal at least one five-figure lifetime difference between your claiming options, full refund. Education and illustration only.
Get the Maximizer →
The Retirement Paycheck System
You know how to save. But how do you turn a pile of accounts into a reliable monthly paycheck? This system delivers a written playbook, not a dashboard: a month-by-month income schedule for years 1–5 of retirement, an account-by-account withdrawal-order illustration, a stress test against a 2008-style crash, high inflation, and living to 95, an RMD calendar with reminder dates, and a one-page "markets just dropped" decision card. Includes 12 months of plan re-runs as your numbers change. The validated final plan, and any actual moves, happen with me: this is the map, I'm the guide.
Best for: people within about 5 years of retiring who are unsure how savings becomes monthly income. Guarantee: a complete written month-by-month retirement paycheck plan, or pay nothing.
Get the Paycheck System →
The Solo Summit — Complete Self-Guided System
Built for the person who wants to protect their retirement entirely on their own, without an advisor. This is the whole climb, solo: the complete protection framework, deep annuity education, Social Security, taxes, and legacy, plus the step-by-step of how to carry it out yourself, with worksheets. Nothing held back. One honest note: if you have $250,000+ saved and are open to guidance, the complimentary Strategy Session is the better deal, start there.
Best for: committed do-it-yourselfers who don't want to work with an advisor. Guarantee: 30 days. Education only; always consult a licensed professional before acting on anything you learn here.
Get the Solo Summit →Which option is right for you?
You're just getting started
Start with the Plant the Flag™ Assessment. Fast, affordable, and it gives you the clarity to decide whether more planning makes sense.
You want to understand first
Go deeper on what worries you most: your family's inheritance ($197), retirement taxes ($297), or the full transition process ($497). Each one ends where personalized answers begin — a conversation.
You're ready for guidance
Schedule a complimentary Strategy Session. We'll review your situation together and discuss whether planning opportunities exist.
Financial education should feel like an investment, not a gamble.
Every Plant the Flag™ Retirement Assessment is backed by my 14-Day Clarity Guarantee. If you complete the assessment and genuinely don't feel it provided valuable retirement insights worth discussing further, just let us know within 14 days and we'll promptly refund your $17. No forms, no arguments, no pressure. Every deep-dive and system above carries its own guarantee, listed right on its card, and most are a full 30 days.
Questions, answered.
Which option should I start with?
For most people, I recommend beginning with the Plant the Flag™ Retirement Assessment. It's the quickest and most affordable way to better understand your retirement picture before investing additional time or money. From there, the deep-dives let you go further on whichever question matters most to you.
Do I qualify?
The Assessment was designed primarily for individuals between 50 and 65, with approximately $250,000 or more in retirement assets, who are within ten years of retirement or recently retired. The Solo Summit is the exception: it was built for do-it-yourselfers of any asset level who don't plan to work with an advisor.
Will any of these products tell me exactly what to do with my money?
No, and that's by design. Every program on this page educates and illustrates. Recommendations only happen in a conversation with me, licensed, on a call, after we've reviewed your specific situation. Nothing here moves money or replaces personalized advice.
Do I have to move all of my retirement assets?
Absolutely not. In fact, that's contrary to my philosophy. When appropriate, I typically recommend protecting only a portion of retirement assets while allowing the remainder to continue participating in long-term market growth. Every recommendation should fit your goals, not a predetermined formula.
What if I already have a financial advisor?
That's very common. This isn't designed to replace your current advisor, it's a second opinion that can uncover opportunities that may not have been discussed, particularly around retirement income, protecting gains from downturns, reducing taxes, and preserving wealth for your family.
Your retirement deserves more than guesswork.
Every decision you make today has the potential to impact your lifestyle for decades. Take the first step with confidence: start with the Plant the Flag™ Retirement Assessment and discover whether protecting a portion of what you've built could strengthen your plan.
Start the Plant the Flag™ Assessment →